{"id":2056,"date":"2025-08-17T13:33:48","date_gmt":"2025-08-17T08:03:48","guid":{"rendered":"https:\/\/siontimes.com\/?p=2056"},"modified":"2025-08-17T13:33:48","modified_gmt":"2025-08-17T08:03:48","slug":"buy-now-pay-later-bnpl-guide-how-it-works-pros-cons-impact-on-credit-score-%e0%a4%ac%e0%a4%be%e0%a4%af-%e0%a4%a8%e0%a4%be%e0%a4%8a","status":"publish","type":"post","link":"https:\/\/siontimes.com\/?p=2056","title":{"rendered":"Buy Now, Pay Later (BNPL) Guide: How It Works, Pros, Cons &#038; Impact on Credit Score | &#8216;\u092c\u093e\u092f \u0928\u093e\u090a&#8230;"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"\">\n<div class=\"d1172d9b\">\n<p><span class=\"e81caeeb\">\u0932\u0947\u0916\u0915: \u0936\u0936\u093e\u0902\u0915 \u0936\u0941\u0915\u094d\u0932\u093e<\/span><span class=\"c49a6b85\">1 \u0926\u093f\u0935\u0938\u093e\u092a\u0942\u0930\u094d\u0935\u0940<\/span><\/p>\n<ul class=\"b8727832\" style=\"--dimension:40px;--foreground-color:#808080;--background-color:transparent\">\n<li class=\"e7096a0a a7809fed undefined\"><button title=\"\u0924\u094d\u092f\u093e\u091a\u0947 \u092b\u093e\u092f\u0926\u0947 \u0935 \u0935\u093e\u092a\u0930\u0923\u094d\u092f\u093e\u091a\u0940 \u091a\u093e\u0902\u0917\u0932\u0940 \u092a\u0926\u094d\u0927\u0924 \u091c\u093e\u0923\u0942\u0928 \u0918\u094d\u092f\u093e, \u0928\u0941\u0915\u0938\u093e\u0928 \u091f\u093e\u0933\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092f\u093e 6 \u0917\u094b\u0937\u094d\u091f\u0940 \u0932\u0915\u094d\u0937\u093e\u0924 \u0920\u0947\u0935\u093e\" aria-label=\"facebook\" class=\"react-share__ShareButton\" style=\"background-color:transparent;border:none;padding:0;font:inherit;color:inherit;cursor:pointer\"\/><\/li>\n<li class=\"e7096a0a ddc50a2a undefined\"><button aria-label=\"twitter\" class=\"react-share__ShareButton\" style=\"background-color:transparent;border:none;padding:0;font:inherit;color:inherit;cursor:pointer\"\/><\/li>\n<li class=\"e7096a0a dbcbf444 undefined\"><span>\u0915\u0949\u092a\u0940 \u0932\u093f\u0902\u0915<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"f3e032cb\"><picture class=\"c62bd949\" style=\"visibility:visible\"><source media=\"(max-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/360x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-cover-what-is-buy-now-pay-later-16-08-2_1755330331.gif\"><source media=\"(min-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/512x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-cover-what-is-buy-now-pay-later-16-08-2_1755330331.gif\"><\/source><\/source><\/picture><\/div>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><span class=\"e913fbaa d3886593\">\u091c\u0930<\/span> \u0924\u0941\u092e\u094d\u0939\u0940 \u0911\u0928\u0932\u093e\u0907\u0928 \u0936\u0949\u092a\u093f\u0902\u0917 \u0915\u0930\u0924\u093e\u0928\u093e &#8216;\u092c\u093e\u092f \u0928\u093e\u090a \u092a\u0947 \u0932\u0947\u091f\u0930&#8217; \u0915\u093f\u0902\u0935\u093e \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932\u091a\u093e \u092a\u0930\u094d\u092f\u093e\u092f \u092a\u093e\u0939\u093f\u0932\u093e \u0905\u0938\u0947\u0932, \u0924\u0930 \u0924\u0941\u092e\u094d\u0939\u0940 \u090f\u0915\u091f\u0947 \u0928\u093e\u0939\u0940 \u0906\u0939\u093e\u0924. \u0906\u091c\u0915\u093e\u0932 \u092c\u0930\u0947\u091a \u0932\u094b\u0915 \u0939\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0935\u093e\u092a\u0930\u0924 \u0906\u0939\u0947\u0924.<\/p>\n<p><span style=\"font-size:0\"\/><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u092f\u093e\u092e\u0927\u094d\u092f\u0947, \u0924\u0941\u092e\u094d\u0939\u0940 \u090f\u0916\u093e\u0926\u0947 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0915\u093f\u0902\u0935\u093e \u0938\u0947\u0935\u093e \u0924\u093e\u092c\u0921\u0924\u094b\u092c \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0942 \u0936\u0915\u0924\u093e \u0906\u0923\u093f \u0928\u0902\u0924\u0930 \u0938\u094b\u092a\u094d\u092f\u093e \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092a\u0948\u0938\u0947 \u0926\u0947\u090a \u0936\u0915\u0924\u093e. \u0939\u0947 \u0916\u0942\u092a \u092b\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0935\u093e\u091f\u0924\u0947, \u0935\u093f\u0936\u0947\u0937\u0924\u0903 \u091c\u0947\u0935\u094d\u0939\u093e \u0916\u093f\u0938\u093e \u0925\u094b\u0921\u093e\u0938\u093e \u0905\u0921\u091a\u0923\u0940\u091a\u093e \u0905\u0938\u0924\u094b. \u092a\u0923 BNPL \u0916\u0930\u094b\u0916\u0930 \u0926\u093f\u0938\u0924\u0947 \u0924\u093f\u0924\u0915\u0947 \u092b\u093e\u092f\u0926\u0947\u0936\u0940\u0930 \u0906\u0939\u0947 \u0915\u093e?<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u0906\u091c <strong>\u0924\u0941\u092e\u091a\u093e \u092a\u0948\u0938\u093e<\/strong> \u0930\u0915\u093e\u0928\u094d\u092f\u093e\u0924 \u0906\u092a\u0923 \u0939\u0947 \u0938\u092e\u091c\u0942\u0928 \u0918\u0947\u090a \u0906\u0923\u093f \u091c\u093e\u0923\u0942\u0928 \u0918\u0947\u090a-<\/p>\n<div class=\"f5e1d774\" style=\"border-bottom:none\">\n<ul class=\"d7ef6cb6\">\n<li>\u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u092e\u094d\u0939\u0923\u091c\u0947 \u0915\u093e\u092f?<\/li>\n<li>\u0924\u0947 \u0935\u093e\u092a\u0930\u0923\u094d\u092f\u093e\u091a\u093e \u092f\u093e\u092a\u0947\u0915\u094d\u0937\u093e \u091a\u093e\u0902\u0917\u0932\u093e \u092e\u093e\u0930\u094d\u0917 \u0915\u094b\u0923\u0924\u093e \u0906\u0939\u0947?<\/li>\n<li>\u0924\u094d\u092f\u093e\u091a\u0947 \u092b\u093e\u092f\u0926\u0947 \u0915\u093e\u092f \u0906\u0939\u0947\u0924? \u0924\u0947 \u0924\u0941\u092e\u091a\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930 \u0938\u0941\u0927\u093e\u0930\u0924\u0947 \u0915\u093e?<\/li>\n<li>\u0924\u094d\u092f\u093e\u091a\u0947 \u0928\u0941\u0915\u0938\u093e\u0928 \u0915\u0938\u0947 \u091f\u093e\u0933\u0924\u093e \u092f\u0947\u0908\u0932?<\/li>\n<\/ul>\n<\/div>\n<div class=\"f3e032cb\"><picture class=\"c62bd949\" style=\"visibility:visible\"><source media=\"(max-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/360x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-11_1755330156.jpg\"><source media=\"(min-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/512x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-11_1755330156.jpg\"><\/source><\/source><\/picture><\/div>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928- \u092c\u093e\u092f \u0928\u093e\u090a \u092a\u0947 \u0932\u0947\u091f\u0930 (BNPL) \u092e\u094d\u0939\u0923\u091c\u0947 \u0915\u093e\u092f? \u0909\u0924\u094d\u0924\u0930-<\/strong> \u0906\u0924\u093e \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u093e, \u0928\u0902\u0924\u0930 \u092a\u0948\u0938\u0947 \u0926\u094d\u092f\u093e (BNPL) \u0939\u0947 \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930\u091a\u0947 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u0940\u0928 \u0915\u0930\u094d\u091c \u0906\u0939\u0947 \u091c\u0947 \u0916\u0930\u0947\u0926\u0940\u0926\u093e\u0930\u093e\u0902\u0928\u093e \u090f\u0915\u093e\u091a \u0935\u0947\u0933\u0940 \u0938\u0930\u094d\u0935 \u092a\u0948\u0938\u0947 \u0926\u0947\u0923\u094d\u092f\u093e\u0910\u0935\u091c\u0940 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0935\u0938\u094d\u0924\u0942\u091a\u0940 \u0915\u093f\u0902\u092e\u0924 \u0926\u0947\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u0930\u0935\u093e\u0928\u0917\u0940 \u0926\u0947\u0924\u094b. \u0939\u0947 \u0938\u0939\u0938\u093e \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u094b\u0928, \u092c\u094d\u0930\u0901\u0921\u0947\u0921 \u0915\u092a\u0921\u0947 \u0915\u093f\u0902\u0935\u093e \u0907\u0924\u0930 \u092e\u0939\u093e\u0917\u0921\u094d\u092f\u093e \u0935\u0938\u094d\u0924\u0942 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0935\u093e\u092a\u0930\u0932\u0947 \u091c\u093e\u0924\u0947.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u0907\u0924\u0930 \u0915\u0930\u094d\u091c\u093e\u0902\u091a\u094d\u092f\u093e \u0924\u0941\u0932\u0928\u0947\u0924, \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0915\u0930\u094d\u091c\u0947 \u0938\u0939\u0938\u093e \u0935\u094d\u092f\u093e\u091c\u092e\u0941\u0915\u094d\u0924 \u0905\u0938\u0924\u093e\u0924 \u0906\u0923\u093f \u0924\u094d\u092f\u093e\u0935\u0930 \u0915\u092e\u0940 \u0915\u093f\u0902\u0935\u093e \u0915\u094b\u0923\u0924\u0947\u0939\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0936\u0941\u0932\u094d\u0915 \u0928\u0938\u0924\u0947. \u0924\u0925\u093e\u092a\u093f, \u0905\u0936\u0940 \u0938\u094b\u092f \u0915\u0927\u0940\u0915\u0927\u0940 \u0932\u094b\u0915\u093e\u0902\u0928\u093e \u0915\u0930\u094d\u091c\u093e\u091a\u094d\u092f\u093e \u0938\u093e\u092a\u0933\u094d\u092f\u093e\u0924 \u0905\u0921\u0915\u0935\u0942 \u0936\u0915\u0924\u0947.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><span class=\"e913fbaa d3886593\"><em>\u092c\u093e\u092f \u0928\u093e\u090a \u092a\u0947 \u0932\u0947\u091f\u0930\u091a\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0906\u0915\u0930\u094d\u0937\u0923<\/em><\/span><em\/><\/p>\n<div class=\"f5e1d774\" style=\"border-bottom:none\">\n<ul class=\"d7ef6cb6\">\n<li><em>\u0906\u0924\u093e \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u093e, \u0928\u0902\u0924\u0930 \u092a\u0948\u0938\u0947 \u0926\u094d\u092f\u093e (BNPL) \u0939\u0940 \u090f\u0915 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u0940\u0928 \u0915\u0930\u094d\u091c \u0938\u0947\u0935\u093e \u0906\u0939\u0947 \u091c\u0940 \u092e\u0939\u093e\u0917\u0921\u094d\u092f\u093e \u0916\u0930\u0947\u0926\u0940\u091a\u0947 \u0932\u0939\u093e\u0928 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u0935\u093f\u092d\u093e\u091c\u0928 \u0915\u0930\u0924\u0947.<\/em><\/li>\n<li><em>\u0939\u0940 \u0938\u0947\u0935\u093e \u0938\u0939\u0938\u093e \u0935\u094d\u092f\u093e\u091c\u092e\u0941\u0915\u094d\u0924 \u0905\u0938\u0924\u0947 \u0906\u0923\u093f \u0907\u0924\u0930 \u0935\u093f\u0924\u094d\u0924 \u092a\u0930\u094d\u092f\u093e\u092f\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u0924\u0940 \u0905\u0927\u093f\u0915 \u0915\u093f\u092b\u093e\u092f\u0924\u0936\u0940\u0930 \u092e\u093e\u0928\u0932\u0940 \u091c\u093e\u0924\u0947.<\/em><\/li>\n<li><em>\u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932\u091a\u093e \u0938\u0930\u094d\u0935\u093e\u0924 \u092e\u094b\u0920\u093e \u092b\u093e\u092f\u0926\u093e \u092e\u094d\u0939\u0923\u091c\u0947 \u0924\u094d\u092f\u093e\u091a\u0940 \u0938\u094b\u092f, \u091c\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u0928\u093e \u0924\u094d\u0935\u0930\u093f\u0924 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0924\u093e \u092f\u0947\u0924\u0947.<\/em><\/li>\n<li><em>\u0924\u0925\u093e\u092a\u093f, \u0935\u0947\u0933\u0947\u0935\u0930 \u092a\u0947\u092e\u0947\u0902\u091f \u0928 \u0915\u0947\u0932\u094d\u092f\u093e\u0928\u0947 \u0924\u0941\u092e\u091a\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930 \u0916\u0930\u093e\u092c \u0939\u094b\u090a \u0936\u0915\u0924\u094b.<\/em><\/li>\n<\/ul>\n<\/div>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928- &#8216;\u0906\u0924\u093e \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u093e \u0928\u0902\u0924\u0930 \u092a\u0948\u0938\u0947 \u0926\u094d\u092f\u093e&#8217; \u0915\u0938\u0947 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947?<\/strong><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u0909\u0924\u094d\u0924\u0930-<\/strong> &#8216;\u092c\u093e\u092f \u0928\u093e\u090a \u092a\u0947 \u0932\u0947\u091f\u0930&#8217; (BNPL) \u0939\u0947 \u0915\u0930\u094d\u091c\u093e\u0938\u093e\u0930\u0916\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947, \u091c\u0938\u0947 \u0915\u0940 \u0935\u0948\u092f\u0915\u094d\u0924\u093f\u0915 \u0915\u0930\u094d\u091c, \u0915\u093e\u0930 \u0915\u0930\u094d\u091c \u0915\u093f\u0902\u0935\u093e \u0917\u0943\u0939 \u0915\u0930\u094d\u091c. \u092f\u093e\u092e\u0927\u094d\u092f\u0947, \u091c\u0947\u0935\u094d\u0939\u093e \u0924\u0941\u092e\u094d\u0939\u0940 \u0915\u093e\u0939\u0940 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0924\u093e \u0924\u0947\u0935\u094d\u0939\u093e \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0932\u093e BNPL \u0938\u0947\u0935\u093e \u0926\u0947\u0923\u093e\u0931\u094d\u092f\u093e \u0915\u0902\u092a\u0928\u0940\u0915\u0921\u0942\u0928 \u0906\u0917\u093e\u090a \u092a\u0942\u0930\u094d\u0923 \u092a\u0948\u0938\u0947 \u092e\u093f\u0933\u0924\u093e\u0924.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u092f\u093e\u0928\u0902\u0924\u0930, \u0924\u0941\u092e\u094d\u0939\u0940 \u0924\u0940 \u0930\u0915\u094d\u0915\u092e \u0939\u0933\u0942\u0939\u0933\u0942 \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0915\u0902\u092a\u0928\u0940\u0932\u093e \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092a\u0930\u0924 \u0915\u0930\u093e\u0932. \u0905\u0928\u0947\u0915\u0926\u093e \u092f\u093e \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u0947\u0924, \u0938\u0941\u0930\u0941\u0935\u093e\u0924\u0940\u0932\u093e \u0968\u096b% \u092a\u0930\u094d\u092f\u0902\u0924 \u0921\u093e\u0909\u0928 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u093e\u0935\u0947 \u0932\u093e\u0917\u0924\u0947.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u0909\u0926\u093e\u0939\u0930\u0923\u093e\u0930\u094d\u0925, \u091c\u0930 \u0924\u0941\u092e\u094d\u0939\u0940 \u0967,\u0966\u0966\u0966 \u0930\u0941\u092a\u092f\u093e\u0902\u091a\u093e \u092e\u093e\u0932 \u0916\u0930\u0947\u0926\u0940 \u0915\u0947\u0932\u093e \u0924\u0930 \u0924\u0941\u092e\u094d\u0939\u093e\u0932\u093e \u0916\u0930\u0947\u0926\u0940\u091a\u094d\u092f\u093e \u0935\u0947\u0933\u0940 \u0968\u096b\u0966 \u0930\u0941\u092a\u092f\u0947 \u0926\u094d\u092f\u093e\u0935\u0947 \u0932\u093e\u0917\u0924\u0940\u0932. \u0909\u0930\u094d\u0935\u0930\u093f\u0924 \u096d\u096b\u0966 \u0930\u0941\u092a\u092f\u0947 \u0924\u0941\u092e\u094d\u0939\u0940 \u092a\u0941\u0922\u0940\u0932 \u0915\u093e\u0939\u0940 \u0906\u0920\u0935\u0921\u094d\u092f\u093e\u0924 \u0915\u093f\u0902\u0935\u093e \u092e\u0939\u093f\u0928\u094d\u092f\u093e\u0902\u0924 \u0967\u096b\u0966 \u0930\u0941\u092a\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u096b \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092d\u0930\u0942 \u0936\u0915\u0924\u093e.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u092c\u0939\u0941\u0924\u0947\u0915 \u092a\u094d\u0930\u0915\u0930\u0923\u093e\u0902\u092e\u0927\u094d\u092f\u0947, BNPL \u0938\u0947\u0935\u093e \u0926\u0947\u0923\u093e\u0930\u0940 \u0915\u0902\u092a\u0928\u0940 \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u092c\u0901\u0915 \u0916\u093e\u0924\u094d\u092f\u093e\u0924\u0942\u0928 \u0915\u093f\u0902\u0935\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921\u092e\u0927\u0942\u0928 \u0906\u092a\u094b\u0906\u092a \u092a\u0948\u0938\u0947 \u0915\u093e\u092a\u0924\u0947. \u0915\u093e\u0939\u0940 \u0915\u0902\u092a\u0928\u094d\u092f\u093e \u091a\u0947\u0915 \u0915\u093f\u0902\u0935\u093e \u092c\u0901\u0915 \u091f\u094d\u0930\u093e\u0928\u094d\u0938\u092b\u0930\u0926\u094d\u0935\u093e\u0930\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u093e \u092a\u0930\u094d\u092f\u093e\u092f \u0926\u0947\u0916\u0940\u0932 \u0926\u0947\u0924\u093e\u0924.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0938\u0947\u0935\u093e \u0926\u0947\u0923\u093e\u0931\u094d\u092f\u093e \u0915\u0902\u092a\u0928\u094d\u092f\u093e \u0938\u0939\u0938\u093e \u0935\u094d\u092f\u093e\u091c \u0906\u0915\u093e\u0930\u0924 \u0928\u093e\u0939\u0940\u0924, \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0924\u0947 \u0907\u0924\u0930 \u0915\u0930\u094d\u091c\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u0938\u094d\u0935\u0938\u094d\u0924 \u0905\u0938\u0924\u093e\u0924. \u0924\u0925\u093e\u092a\u093f, \u0915\u093e\u0939\u0940 \u0915\u0902\u092a\u0928\u094d\u092f\u093e \u0928\u093e\u092e\u092e\u093e\u0924\u094d\u0930 \u0938\u0947\u0935\u093e \u0936\u0941\u0932\u094d\u0915 \u0906\u0915\u093e\u0930\u0942 \u0936\u0915\u0924\u093e\u0924.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928- \u0906\u0924\u093e \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u093e, \u0928\u0902\u0924\u0930 \u092a\u0948\u0938\u0947 \u0926\u094d\u092f\u093e \u092f\u093e\u091a\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930\u0935\u0930 \u0915\u093e\u092f \u092a\u0930\u093f\u0923\u093e\u092e \u0939\u094b\u0924\u094b?<\/strong><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u0909\u0924\u094d\u0924\u0930- &#8220;<\/strong> \u0906\u0924\u093e \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u093e, \u0928\u0902\u0924\u0930 \u092a\u0948\u0938\u0947 \u0926\u094d\u092f\u093e&#8221; \u0939\u0940 \u0915\u0930\u094d\u091c\u0947 \u0938\u0939\u0938\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092c\u094d\u092f\u0941\u0930\u094b\u0932\u093e \u0915\u0933\u0935\u0932\u0940 \u091c\u093e\u0924 \u0928\u093e\u0939\u0940\u0924. \u0924\u0925\u093e\u092a\u093f, \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u092a\u0930\u0924\u092b\u0947\u0921 \u0928 \u091d\u093e\u0932\u094d\u092f\u093e\u0938 \u0915\u093f\u0902\u0935\u093e \u0925\u0915\u092c\u093e\u0915\u0940 \u092d\u0930\u0932\u094d\u092f\u093e\u0938, \u0924\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092c\u094d\u092f\u0941\u0930\u094b\u0932\u093e \u0915\u0933\u0935\u0924\u093e \u092f\u0947\u0924\u093e\u0924. \u0939\u0947 \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u0926\u094d\u0935\u093e\u0930\u0947 \u0938\u092e\u091c\u0942\u0928 \u0918\u0947\u090a\u092f\u093e \u0906\u0923\u093f \u0924\u094d\u092f\u093e\u091a\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930\u0935\u0930 \u0915\u0938\u093e \u092a\u0930\u093f\u0923\u093e\u092e \u0939\u094b\u0924\u094b.<\/p>\n<div class=\"f3e032cb\"><picture class=\"c62bd949\" style=\"visibility:visible\"><source media=\"(max-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/360x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-41_1755330222.jpg\"><source media=\"(min-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/512x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-41_1755330222.jpg\"><\/source><\/source><\/picture><\/div>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928- \u0938\u0949\u092b\u094d\u091f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u091a\u0947\u0915 \u092e\u094d\u0939\u0923\u091c\u0947 \u0915\u093e\u092f?<\/strong><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u0909\u0924\u094d\u0924\u0930-<\/strong> BNPL \u0938\u0947\u0935\u093e \u0926\u0947\u0923\u093e\u0931\u094d\u092f\u093e \u0905\u0928\u0947\u0915 \u0915\u0902\u092a\u0928\u094d\u092f\u093e \u0915\u0930\u094d\u091c \u0915\u093f\u0902\u0935\u093e \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u091c\u0942\u0930 \u0915\u0930\u0923\u094d\u092f\u093e\u092a\u0942\u0930\u094d\u0935\u0940 \u0938\u0949\u092b\u094d\u091f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u091a\u094c\u0915\u0936\u0940 \u0915\u0930\u0924\u093e\u0924. \u0939\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092b\u0915\u094d\u0924 \u0924\u0941\u092e\u091a\u0940 \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932 \u0924\u092a\u093e\u0938\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u0905\u0938\u0924\u0947. \u092f\u093e\u091a\u093e \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930\u0935\u0930 \u0915\u094b\u0923\u0924\u093e\u0939\u0940 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092a\u0930\u093f\u0923\u093e\u092e \u0939\u094b\u0924 \u0928\u093e\u0939\u0940. \u092f\u093e\u091a\u093e \u0909\u0926\u094d\u0926\u0947\u0936 \u0924\u0941\u092e\u094d\u0939\u0940 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u0923\u094d\u092f\u093e\u0938 \u092a\u093e\u0924\u094d\u0930 \u0906\u0939\u093e\u0924 \u0915\u0940 \u0928\u093e\u0939\u0940 \u0939\u0947 \u092a\u093e\u0939\u0923\u0947 \u0906\u0939\u0947.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928- \u0939\u093e\u0930\u094d\u0921 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u091a\u0947\u0915 \u092e\u094d\u0939\u0923\u091c\u0947 \u0915\u093e\u092f?<\/strong><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u0909\u0924\u094d\u0924\u0930-<\/strong> \u0915\u093e\u0939\u0940 \u0928\u093f\u0935\u0921\u0915 BNPL \u0915\u0902\u092a\u0928\u094d\u092f\u093e \u0915\u0930\u094d\u091c \u0926\u0947\u0923\u094d\u092f\u093e\u092a\u0942\u0930\u094d\u0935\u0940 \u0915\u0920\u094b\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0924\u092a\u093e\u0938\u0923\u0940 \u0915\u0930\u0924\u093e\u0924. \u0939\u0947 \u0915\u0930\u094d\u091c \u0915\u093f\u0902\u0935\u093e \u0915\u093e\u0930\u094d\u0921 \u092e\u0902\u091c\u0942\u0930 \u0915\u0930\u0923\u094d\u092f\u093e\u092a\u0942\u0930\u094d\u0935\u0940 \u092c\u0901\u0915 \u0915\u093f\u0902\u0935\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0902\u092a\u0928\u0940 \u0915\u0930\u0924\u0947 \u0924\u094d\u092f\u093e\u0938\u093e\u0930\u0916\u0947\u091a \u0906\u0939\u0947. \u0915\u0920\u094b\u0930 \u0924\u092a\u093e\u0938\u0923\u0940\u092e\u0941\u0933\u0947 \u0924\u0941\u092e\u091a\u094d\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930\u092e\u0927\u094d\u092f\u0947 \u0925\u094b\u0921\u0940\u0936\u0940 \u0918\u091f \u0939\u094b\u090a \u0936\u0915\u0924\u0947, \u0935\u093f\u0936\u0947\u0937\u0924\u0903 \u091c\u0930 \u0924\u0941\u092e\u094d\u0939\u0940 \u0905\u0932\u0940\u0915\u0921\u0947 \u0905\u0928\u0947\u0915 \u0935\u0947\u0933\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f\u0938\u093e\u0920\u0940 \u0905\u0930\u094d\u091c \u0915\u0947\u0932\u093e \u0905\u0938\u0947\u0932.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928: \u0928\u0941\u0915\u0938\u093e\u0928 \u091f\u093e\u0933\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 Buy Now Pay Later \u0915\u0938\u0947 \u0935\u093e\u092a\u0930\u093e\u0935\u0947?<\/strong><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u0909\u0924\u094d\u0924\u0930-<\/strong> \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0915\u093f\u0902\u0935\u093e \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0935\u0930 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0924\u093e\u0928\u093e, \u0906\u092a\u0923 \u0915\u093e\u0939\u0940 \u0916\u092c\u0930\u0926\u093e\u0930\u0940 \u0918\u0947\u0923\u0947 \u0906\u0935\u0936\u094d\u092f\u0915 \u0906\u0939\u0947. \u0905\u0938\u0947 \u0915\u0947\u0932\u094d\u092f\u093e\u0928\u0947 \u0906\u092a\u0923 \u0928\u0941\u0915\u0938\u093e\u0928 \u091f\u093e\u0933\u0942 \u0936\u0915\u0924\u094b. \u0939\u0947 \u090f\u0915\u093e \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u0926\u094d\u0935\u093e\u0930\u0947 \u0938\u092e\u091c\u0942\u0928 \u0918\u0947\u090a\u092f\u093e.<\/p>\n<div class=\"f3e032cb\"><picture class=\"c62bd949\" style=\"visibility:visible\"><source media=\"(max-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/360x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-21_1755330244.jpg\"><source media=\"(min-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/512x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-21_1755330244.jpg\"><\/source><\/source><\/picture><\/div>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u092a\u094d\u0930\u0936\u094d\u0928- Buy Now Pay Later \u091a\u0947 \u092b\u093e\u092f\u0926\u0947 \u0906\u0923\u093f \u0924\u094b\u091f\u0947 \u0915\u093e\u092f \u0906\u0939\u0947\u0924?<\/strong><\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong>\u0909\u0924\u094d\u0924\u0930-<\/strong> &#8216;\u0906\u0924\u093e \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u093e, \u0928\u0902\u0924\u0930 \u092a\u0948\u0938\u0947 \u0926\u094d\u092f\u093e&#8217; (BNPL) \u0938\u0947\u0935\u093e \u0938\u094b\u092a\u094d\u092f\u093e \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092e\u0939\u093e\u0917\u0921\u094d\u092f\u093e \u0935\u0938\u094d\u0924\u0942 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u093e \u090f\u0915 \u0938\u094b\u092f\u0940\u0938\u094d\u0915\u0930 \u092e\u093e\u0930\u094d\u0917 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e\u0924. \u0924\u0938\u0947\u091a, \u092a\u0948\u0938\u0947 \u0928\u0938\u0924\u093e\u0928\u093e \u0924\u0941\u092e\u094d\u0939\u0940 \u0906\u0935\u0936\u094d\u092f\u0915 \u0935\u0938\u094d\u0924\u0942 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0942 \u0936\u0915\u0924\u093e. \u0939\u0947 \u0924\u094d\u092f\u093e\u091a\u0947 \u092b\u093e\u092f\u0926\u0947 \u0906\u0939\u0947\u0924, \u092a\u0930\u0902\u0924\u0941 \u0924\u094b\u091f\u0947 \u0926\u0947\u0916\u0940\u0932 \u0915\u092e\u0940 \u0928\u093e\u0939\u0940\u0924. \u091a\u0932\u093e \u0939\u0947 \u090f\u0915\u093e \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u0926\u094d\u0935\u093e\u0930\u0947 \u0938\u092e\u091c\u0942\u0928 \u0918\u0947\u090a\u092f\u093e.<\/p>\n<div class=\"f3e032cb\"><picture class=\"c62bd949\" style=\"visibility:visible\"><source media=\"(max-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/360x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-31_1755330258.jpg\"><source media=\"(min-width: 768px)\" type=\"image\/webp\" srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/512x0\/web2images\/5483\/2025\/08\/16\/apka-paisa-what-is-buy-now-pay-later-16-08-2025-31_1755330258.jpg\"><\/source><\/source><\/picture><\/div>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\">\u091a\u0932\u093e \u0915\u093e\u0939\u0940 \u092e\u0941\u0926\u094d\u0926\u0947 \u0938\u0935\u093f\u0938\u094d\u0924\u0930\u092a\u0923\u0947 \u0938\u092e\u091c\u0942\u0928 \u0918\u0947\u090a\u092f\u093e.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><span class=\"e913fbaa d3886593\"><strong>\u092a\u0930\u0924\u092b\u0947\u0921 \u0906\u0923\u093f \u092a\u0930\u0924\u092b\u0947\u0921\u0940\u0924\u0940\u0932 \u0938\u092e\u0938\u094d\u092f\u093e<\/strong><\/span><strong\/> \u0928\u0935\u0940\u0928 \u092a\u094d\u0930\u0915\u093e\u0930\u091a\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e \u0905\u0938\u0932\u094d\u092f\u093e\u0928\u0947, BNPL \u0938\u0947\u0935\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092c\u0901\u0915\u093e\u0902\u0907\u0924\u0915\u0947 \u0915\u0920\u094b\u0930 \u0928\u093f\u092f\u092e \u0906\u0923\u093f \u0926\u0947\u0916\u0930\u0947\u0916 \u0928\u093e\u0939\u0940. BNPL \u092e\u0927\u094d\u092f\u0947, \u0915\u093e\u0932\u093e\u0902\u0924\u0930\u093e\u0928\u0947 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0947\u0932\u0947 \u091c\u093e\u0924\u0947, \u092e\u094d\u0939\u0923\u0942\u0928 \u091c\u0930 \u0924\u0941\u092e\u094d\u0939\u093e\u0932\u093e \u0935\u0938\u094d\u0924\u0942 \u092a\u0930\u0924 \u0915\u0930\u093e\u092f\u091a\u094d\u092f\u093e \u0905\u0938\u0924\u0940\u0932 \u0924\u0930 \u092a\u0947\u092e\u0947\u0902\u091f \u0925\u093e\u0902\u092c\u0935\u0923\u094d\u092f\u093e\u091a\u0940 \u0915\u093f\u0902\u0935\u093e \u092a\u0930\u0924\u092b\u0947\u0921 \u092e\u093f\u0933\u0935\u0923\u094d\u092f\u093e\u091a\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0925\u094b\u0921\u0940 \u0915\u094d\u0932\u093f\u0937\u094d\u091f \u0906\u0939\u0947.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><span class=\"e913fbaa d3886593\"><strong>\u0928\u093f\u092f\u092e\u093e\u0902\u091a\u093e \u0905\u092d\u093e\u0935, \u0915\u092e\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong><\/span><strong\/> \u092a\u093e\u0930\u0902\u092a\u093e\u0930\u093f\u0915 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0902\u0935\u093e \u0915\u0930\u094d\u091c\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0938\u0947\u0935\u093e \u0915\u092e\u0940 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0947\u0932\u094d\u092f\u093e \u091c\u093e\u0924\u093e\u0924. \u092f\u093e\u092e\u0941\u0933\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u0928\u093e \u0935\u093e\u0926 \u091d\u093e\u0932\u094d\u092f\u093e\u0938 \u092e\u0930\u094d\u092f\u093e\u0926\u093f\u0924 \u0906\u0927\u093e\u0930 \u0915\u093f\u0902\u0935\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u0923 \u092e\u093f\u0933\u0924\u0947.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><strong><span class=\"e913fbaa d3886593\">\u091c\u093e\u0938\u094d\u0924 \u0916\u0930\u094d\u091a \u0915\u0930\u0923\u094d\u092f\u093e\u091a\u093e \u0927\u094b\u0915\u093e<\/span><\/strong><span class=\"e913fbaa d3886593\"\/> \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0938\u0947\u0935\u093e \u0915\u094b\u0923\u0924\u094d\u092f\u093e\u0939\u0940 \u0935\u094d\u092f\u093e\u091c\u093e\u0936\u093f\u0935\u093e\u092f \u0932\u0939\u093e\u0928 \u0939\u092a\u094d\u0924\u094d\u092f\u093e\u0902\u092e\u0927\u094d\u092f\u0947 \u092a\u0948\u0938\u0947 \u0926\u0947\u0923\u094d\u092f\u093e\u091a\u093e \u092a\u0930\u094d\u092f\u093e\u092f \u0926\u0947\u0924\u093e\u0924, \u091c\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u092e\u094b\u0920\u094d\u092f\u093e \u0916\u0930\u0947\u0926\u0940 \u0926\u0947\u0916\u0940\u0932 \u0938\u094d\u0935\u0938\u094d\u0924 \u0935\u093e\u091f\u0924\u093e\u0924. \u092f\u093e\u092e\u0941\u0933\u0947 \u0932\u094b\u0915 \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0917\u0930\u091c\u0947\u092a\u0947\u0915\u094d\u0937\u093e \u091c\u093e\u0938\u094d\u0924 \u0935\u0938\u094d\u0924\u0942 \u0916\u0930\u0947\u0926\u0940 \u0915\u0930\u0942 \u0936\u0915\u0924\u093e\u0924, \u091c\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0939\u0933\u0942\u0939\u0933\u0942 \u0915\u0930\u094d\u091c\u093e\u091a\u093e \u0927\u094b\u0915\u093e \u0935\u093e\u0922\u0924\u094b, \u0939\u092a\u094d\u0924\u0947 \u092d\u0930\u0924\u093e \u092f\u0947\u0924 \u0928\u093e\u0939\u0940\u0924 \u0906\u0923\u093f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930 \u0916\u0930\u093e\u092c \u0939\u094b\u0924\u094b.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><span class=\"e913fbaa d3886593\"><strong>\u0928\u093f\u092f\u092e\u0928\u093e\u091a\u0940 \u0915\u092e\u0940 \u0935\u094d\u092f\u093e\u092a\u094d\u0924\u0940<\/strong><\/span><strong\/> \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u093f\u0902\u0935\u093e \u0907\u0924\u0930 \u0915\u0930\u094d\u091c\u093e\u0902\u092a\u0947\u0915\u094d\u0937\u093e \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0938\u0947\u0935\u093e \u0916\u0942\u092a\u091a \u0915\u092e\u0940 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0906\u0939\u0947\u0924. \u092f\u093e\u091a\u093e \u0905\u0930\u094d\u0925 \u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u0928\u093e \u0924\u093f\u0924\u0915\u0947 \u092e\u091c\u092c\u0942\u0924 \u0938\u0902\u0930\u0915\u094d\u0937\u0923 \u0906\u0923\u093f \u0924\u0915\u094d\u0930\u093e\u0930 \u0928\u093f\u0935\u093e\u0930\u0923 \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093f\u0933\u0924 \u0928\u093e\u0939\u0940\u0924.<\/p>\n<p class=\"\" style=\"word-break:break-word;text-align:left;white-space:pre-line\"><span class=\"e913fbaa d3886593\"><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930 \u0906\u0923\u093f \u0907\u0924\u093f\u0939\u093e\u0938 \u0916\u0930\u093e\u092c \u0939\u094b\u0923\u094d\u092f\u093e\u091a\u093e \u0927\u094b\u0915\u093e<\/strong><\/span><strong\/> \u091c\u0930 \u0924\u0941\u092e\u094d\u0939\u0940 \u0935\u0947\u0933\u0947\u0935\u0930 \u092a\u0948\u0938\u0947 \u0926\u093f\u0932\u0947 \u0928\u093e\u0939\u0940\u0924, \u0924\u0930 \u092c\u0940\u090f\u0928\u092a\u0940\u090f\u0932 \u0915\u0902\u092a\u0928\u0940 \u0924\u0941\u092e\u091a\u0940 \u0925\u0915\u092c\u093e\u0915\u0940 \u0930\u0915\u094d\u0915\u092e \u0935\u0938\u0941\u0932\u0940 \u0915\u093f\u0902\u0935\u093e \u0935\u0938\u0941\u0932\u0940 \u090f\u091c\u0928\u094d\u0938\u0940\u0915\u0921\u0947 \u0938\u094b\u092a\u0935\u0942 \u0936\u0915\u0924\u0947. \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0905\u0930 \u0906\u0923\u093f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0907\u0924\u093f\u0939\u093e\u0938 \u0926\u094b\u0928\u094d\u0939\u0940\u0935\u0930 \u0935\u093f\u092a\u0930\u0940\u0924 \u092a\u0930\u093f\u0923\u093e\u092e \u0939\u094b\u0924\u094b. \u0924\u0938\u0947\u091a, \u092d\u0935\u093f\u0937\u094d\u092f\u093e\u0924 \u0915\u0930\u094d\u091c \u092e\u093f\u0933\u0923\u0947 \u0915\u0920\u0940\u0923 \u0939\u094b\u090a \u0936\u0915\u0924\u0947.<\/p>\n<p><span style=\"font-size:0\"\/><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>\u0932\u0947\u0916\u0915: \u0936\u0936\u093e\u0902\u0915 \u0936\u0941\u0915\u094d\u0932\u093e1 \u0926\u093f\u0935\u0938\u093e\u092a\u0942\u0930\u094d\u0935\u0940 \u0915\u0949\u092a\u0940 \u0932\u093f\u0902\u0915 \u091c\u0930 \u0924\u0941\u092e\u094d\u0939\u0940 \u0911\u0928\u0932\u093e\u0907\u0928 \u0936\u0949\u092a\u093f\u0902\u0917 \u0915\u0930\u0924\u093e\u0928\u093e &#8216;\u092c\u093e\u092f \u0928\u093e\u090a \u092a\u0947 \u0932\u0947\u091f\u0930&#8217; \u0915\u093f\u0902\u0935\u093e 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